For decades, financial institutions (FIs) worldwide have relied on our security solutions to protect access to their digital services.
Our wide range of server and client-based solutions for digital banking cover all security, functional, and regulatory needs.
Our solutions protect their customers while granting them a convenient user experience to access and use their services.
We bring our Strong Customer Authentication (SCA) offer as a cloud-based managed service and deploy the same security and convenience for your digital services in a much faster, flexible and cost-efficient manner.
Let's take a closer look.
Best in class components
Our offer of cloud-based security services for financial institutions include:
Authentication server
Gemalto Confirm Authentication Server (CAS) is the heart of the world’s most versatile, scalable, and secure authentication solution dedicated to protecting digital banking with multi-factor authentication (MFA).
Mobile biometric authentication
Gemalto Mobile Protector SDK integrates into the financial institution mobile applications to provide application hardening and API access to the backend components of Gemalto IdCloud. It also combines with facial and fingerprint biometrics natively supported by the mobile device.
Out-of-Band mobile authentication
Gemalto Mobile Secure Messenger is an Out-of-Band server and a mobile SDK allowing to turn any smartphone into a universal key unlocking access to all banking channels and digital services.
Answering a growing market demand
The authentication services in Gemalto IdCloud perfectly meets the needs of agile and fast-paced neobanks and fintechs that work with short timelines and limited resources.
In a matter of weeks, we can deliver fully functional, strong customer authentication services integrated with your digital services and mobile applications.
- For some, cost efficiency is the main driver for the adoption of cloud services.
- For others, it's an opportunity to become more agile and scalable.
In any case, we help Financial institutions improve time to market for secure implementation and deployment of new services.
Needless to say, this aspect is critical to compete in this digital age.
Regulatory compliance and security certifications
Our Gemalto IdCloud helps financial institutions comply with even the latest security regulations in place, such as PSD2 and FFIEC.
In particular, our authentication services allow FIs to meet PSD2 requirements for Strong Customer Authentication (SCA) and dynamic link.
Our versatile authentication server is compliant with open standards and advanced authentication technologies.
It supports both standard multi-factor authentication, such as One Time Passwords (OTP) and Challenge/Response. It also includes more advanced transaction verification and signing methods such as OATH and OCRA, and the Thales patented Dynamic Signature technology.
OTP authentication and signature devices
Even if most users today rely on their mobile phones for access and authentication to digital banking services, there are groups of users or specific use cases that may require a one-time physical password (OTP) token or authentication device.
We have a wide range of connected and unconnected devices that meet the multi-factor authentication security requirements for "something you know" and "something you have" very effectively.
One cloud platform to secure onboarding and access to digital banking
Our authentication services are part of Gemalto IdCloud.
Our cloud-based managed services let financial institutions combine KYC, authentication, and risk management to secure onboarding and access to digital banking services and enhance the customer journey.
The best part for you?
All this is done with one simplified API.
More resources
• Thales Gemalto IdCloud
• KYC services with Gemalto IdCloud
• Risk management services with Gemalto IdCloud
• Thales Gemalto Confirm Authentication Server
• Thales Gemalto Mobile Authentication Suite
• OTP authentication and signature devices
• PSD2 and open banking
Thales Gemalto IdCloud
Secure onboarding and access to your digital banking services
Gemalto IdCloud [PDF - 2.6mb]
Thales Gemalto IdCloud Authentication
Comprehensive Strong Customer Authentication for digital banking, as a service
Gemalto IdCloud Authentication [PDF - 1.2 mb]