Solutions for Banking and Payments

The rapid evolution of financial services is being driven by regulatory changes, digital transformation, and the arrival of new fintech players.

We help more than 3,000 financial institutions, retailers and other players meet this challenge with multiple payment methods for both digital and physical transactions.

We also provide a growing range of software and services for digital banking and payment services.

This includes strong identity verification for enrolling new customers, payment data encryption, and multiple authentication schemes, including Biometrics, to access digital banking services.

Our banking and payment solutions are sold by Thales, our digital security business.

Get set for Digital First

Digital First by Thales is about having a digital card ready to use instantly, and much more! Discover how Thales enables banks to offer the best mobile experience to consumers with quick onboarding and instant digital card payment - online and in-store - while letting them have full control over their payment credentials… right from their mobile.

Cards and payments

Thales provides financial institutions with EMV payments cards, card personalization and issuance services. We developed a pioneering Biometric Sensor payment card and propose a complete portfolio of high end Metal Cards. We also supply cards solutions for mass transit ticketing.

Digital Banking

Thales helps banks with digital transformation by ensuring customer trust and regulatory compliance. Our strong authentication and risk management solutions protect digital banking customers from external attacks and guarantee an ideal balance between a user-friendly, and secure online experience.

Digital Payment

Discover how banks, financial institutions, retailers, transit operators can offer digital payment services for an optimized customer's experience.

Digital Commerce

Thales offers eRetailers, Digital Wallets, acquirers and PSPs EMV Tokenization, also called Network Tokenization, and Strong Authentication services to help them meet these objectives whilst building an agile and resilient payment infrastructure.

Services for Banks

Thales provides services for all stages of the user online banking experience. Our identity verification solutions enable banks to verify new customers’ identities for new accounts onboarding. We also provide strong authentication solutions for day to day account usage, as well as risk management solutions to reduce accounts takeover frauds.

Thales Gemalto Metal Card Portfolio

Find out our new Premium cards designed to meet any customer need and fit any segment, from ultra-high-net-worth individuals to mass affluent consumers.

Brochure Metal Card Portfolio

Six golden rules for banks and large digital wallet providers to consider when launching branded mobile payment services

Banks and Large Digital Wallets Providers have a vested interest in embedding mobile payment services into their existing mobile app. We see 6 technical and user experience challenges that they must consider to be successful in the following White Paper.

Find out more about our white paper

Thales Gemalto Voice Payment Card

Discover how visually impaired people can make each payment transaction more secured and trusted.

Supporting your sustainable practices

Discover our approach to delivering a global eco-friendly life cycle strategy.

Metal cards

Satisfy your customer’s desire for style and panache.

Meet our new green OTP devices for digital banking

Our OTP device casings are now also available from recycled ordinary ABS plastic to support your sustainability strategy and meet rising eco-conscious consumer demands for green and responsible alternatives.

Biometric payment technology: the case for the banking card

Discover why biometrics for credit cards is the ideal payment technology to migrate the entire card experience to contactless, regardless of the amount.