Deploying secure contactless payment with tokenization and adopted by major payment card issuers.
Thales and Dai Nippon Printing (DNP) provide a cloud-based payment service supporting Apple Pay. An easy, fast, and secure way to pay, the service was launched in Japan in late October 2016.
This service provides credit, debit, and prepaid card companies with a cloud-based payment solution to deploy highly secure smartphone payment thanks to a tokenization technology that replaces a credit card number with a surrogate number.
Major credit card issuers have announced their participation in Apple Pay, so they can offer their customers this convenient and private way to pay.
Background of Apple Pay Launch
Apple Pay, launched in the US in 2014, lets customers make easy, fast, and secure payments in stores, apps, and on the web from their supported Apple devices. Apple Pay is available in Japan for in-store payments and in transit with the newly announced iPhone 7, iPhone 7 Plus, and Apple Watch Series 2 purchased in Japan.
Apple Pay is expanding its mobile payment reach further, adding contactless support for terminal payment technology in Japan.
Online shopping in apps and on websites accepting Apple Pay is as simple as the touch of a finger with Touch ID, so there's no need to manually fill out lengthy account forms or repeatedly type in shipping and billing information.
When paying for goods and services on the go within apps or Safari, Apple Pay works with iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini three and later. You can also use Apple Pay in Safari on any Mac introduced in or after 2012 and confirm the payment with iPhone 6 or later or Apple Watch.&
Since 2012, DNP has been providing 'Mobile Wallet Services', which centrally manages payment solutions with smartphones, in addition to NFC smartphone card issuance services for financial institutions.
In partnership with Thales, the world leader in digital security, DNP started in 2015 to provide a cloud-based payment service platform that allowed NFC mobile phones to add a payment function through mobile networks.
DNP and Thales are pleased to announce that Apple Pay is now available on this service.
Details of DNP cloud-based payment service for a smart device supporting Apple Pay
- It provides credit card issuers with functionality and a system to make mobile payments with Apple Pay on Apple's new devices in Japan.
- The service operated in DNP's data center is highly secure thanks to the tokenization technology used to provision cards and facilitate payments.
- The service enables multi-brand card issuance and payment by supporting domestic scheme-based payment services such as iD from NTT DOCOMO or QUICPay from JCB and EMV-based payment services such as MasterCard's MasterCard Contactless.