Thales D1: The Modern Card Issuing Platform

Thales D1 Platform: the modern card issuing solution

Thales D1 is a modern card-issuing platform that combines banking core systems with state-of-the-art digital components.

Thales D1 offers seamless mobile and web access to a wide range of user-centric digital and physical services.

The platform helps issuers combine new features and connect to their infrastructure effortlessly.

The result?

Issuers can launch modern card programs in record time!

Thales D1 includes :

• A unified D1 SDK to deliver a modern mobile app and web interface and a complete orchestration of the entire card issuing stack. It seamlessly integrates all card-issuing resources for tokenisation, HCE, and card personalisation with additional resources such as SCA (Strong Customer Authentication) and banking core systems such as CMS (Card Management System).
• Real-time digital card issuing and management interfaces with CMS and core banking systems support card issuance, activation, transactions management, account management, and fraud management.  
• UX-level guidelines to comply with PCI DSS for all data flows, display, storage, and life cycle management.
• Logs and monitoring tools to follow product launches and their adoption step by step.

Through the Thales D1 platform, issuers can provide their customers with a complete modern card portfolio and all the associated services.  

 Why adopt Thales D1?

All card issuers will agree on the need for modern card programs and the necessity to modernise their card issuing platform.

The only question is how to build it: internally, via several partnerships or a single, proven partner.

Thales D1 can fasten time to market and costs by a factor of 2 simply by managing all the complexity with a proven recipe:

• Streamline tasks: when developing a modern card issuing platform with multiple CMS systems and multiple payment scheme tokenisation services, there is an intense duplication of tasks as APIs differ from provider to provider. Thales D1 provides a simple, UX-level SDK embedding with all systems APIs from all resource providers. Thales also manages frequent API updates, integration and certification of new services for all partners. Thales D1 accelerates the card-issuing platform's new services, onboarding and time to market. It removes complexity by orchestrating the entire card-issuing stack.

• Regulation compliance (PCI DSS/GDPR): Data flows, storage and overall life cycle must comply with standards and regulations that strongly impact the UX and the mobile UI. Without a solid experience in that field, time to market and cost will be drastically affected.

• Orchestration of the card-issuing stack: real-time card issuance and associated services require deep interactions across the entire stack. Thales D1 solves that complexity with a unified SDK that manages all resources for the app developers. Implementing our UX-level APIs results in a 50% reduction in deployment time.
   

In other words:

Issuers can now adopt new technologies and development practices and focus on delivering a first-class user experience with a mobile-first mindset. 

Thales removes complexity by connecting to your existing infrastructure, leveraging your CMS and core banking assets to absorb all the back-end integration complexity.

You can focus on delivering the best user experience in your banking app.