Digital Payment

Your digital payment strategy 

You will undoubtedly agree that the fragmentation of mobile devices, the myriad of security options and a growing number of players represent significant challenges and harnessing them into a single effective digital payment strategy seems like a daunting task.

• You have more choice than ever before, between launching your HCE-based wallet, partnering up with wallets like Apple Pay, Samsung Pay or Android Pay, or participating in a mobile operator-led wallet. 
• While new security frameworks are being introduced for handling sensitive payment credentials and transaction authorisation, standards are also evolving rapidly to keep pace with technology and business innovation. 

​You want your customers to experience an optimised digital payment process, regardless of the device they use. 

It turns out you can dramatically improve your customer's mobile experience with efficiency and security and to as many users as possible.

This is what the Thales Trusted Service Hub (TSH) will bring to you. 

The cloud-based solution helps banks and operators in their digital service transformation across digital payment solutions, devices, and security frameworks.

Now you can mobilise Thales security solutions and experienced service teams to support your project.

Innovative mobile services with digital payment 

Thales Trusted Services Hub was launched to connect service providers at the right time.

As mobile payment services enter the mainstream and mobile device security becomes ever-more diverse, stakeholders need to easily launch secure value-added digital services, having struggled for a long time to manage market fragmentation on their own.

Thales Trusted Services Hub is a turnkey business service that enables:

• financial institutions (for card digitisation in particular), 
• private label issuers (for mobile payment),
• retailers (digitisation for all payment cards),
• transport operators (for mobile ticketing),
• and any other digital service provider, 

to securely deploy services across a comprehensive portfolio of smartphones and mobile networks around the world.

There's more.

Through a single engagement with Thales, you gain access to the largest and most comprehensive security framework to protect your mobile applications, for instore and online services.

The Hub is built on field-proven technology and guarantees high availability, scalable bank-grade security and data segregation for service providers and is compliant with major international standards to ensure maximum interoperability.

Digital payment certified by global schemes.

The Hub is operated by Thales out of our international data centres and is certified by global payment schemes including:

• Visa,
• MasterCard,
• American Express.

Thales is already working with numerous banks and other key stakeholders worldwide to create and build robust digital payment ecosystems.

Deploy your digital payment solution securely and easily

• If you are an issuer, we connect you to tokenisation platforms to benefit from OEM wallets, and we help you to create your wallet. 
• If you are a wallet provider, we will provide you with the highest number of digital cards possible, via all channels, leveraging on the secure technology of tokenisation. 

This all securely and straightforwardly with:

• Convenience. Mobile payments provide ultimate end-user convenience and an innovative brand image.
• Reach. Thales enables you to connect all your users, via all issuers, devices, tokenisation platforms - fully certified - and wallets available in the market- both OEM wallets and Host Card Emulation (HCE) wallets.

• Simplicity. One single connection provides you scalable mobile payment projects-on with any devices, everywhere.

• Versatility. All kind of security options are supported, Secure Elements (SE), Trusted Execution Environments (TEE) and Host Card Emulation (HCE).

• Expertise. Benefit from Thales' experience in mobile payments and excellence in operations.

• Future Proof. Thales is sitting at the heart of the payment industry.

Digital payment technologies and solutions

Banks and Processors

How to stay or become top of the digital wallet Create your HCE wallet or digitise your card portfolio in existing wallets like Apple Pay, Samsung Pay and Android Pay.

Learn more about financial institutions mobile payment offer

Retailers

How to improve your customers' shopping experience for payment and loyalty programs Multi-channel, multi-device, a unified check-out experience.

Learn more about smart shopping with mobile payments

Private Label issuers

How to boost your card usage by digitising them and profiting from the benefits smartphones bring to customers, while staying independent

Learn more about digital cards & mobile payments

Wearables

How to create a "must-have" device

Learn more about smart devices & mobile payments

Mobile Ticketing for transport

How to reduce operational costs while increasing traveller convenience

Learn more about smart transport with digital & mobile payments

Fully Certified Solutions

 

Press Release

Deploy your digital payment solution securely and easily via Thales' platform connected to Mastercard® and Visa

Read about our platform connected to Mastercard and Visa

Trusted support

Our consulting experts are available to support every aspect of your migration to the latest technologies - from planning to execution - to speed up your time to market.

Consulting