Fingerprint payment is made simple.
With a fingerprint sensor right on the card body, paying with an EMV card just got easier than ever before:
- With a simple touch, no need to enter a PIN code on the Point-of-Sales (POS) Terminal to perform a payment transaction, both in contact mode and in contactless mode
- No more limit on contactless payment transactions. The users are securely authenticated with their fingerprint and can enjoy the convenience of contactless for any amount.
- No upgrade is required on the POS, as the biometrics check is directly performed on the EMV biometric card and nowhere else.
The biometric payment card elevates the checkout experience. With a simple touch, transactions are faster, eliminating the need to enter a PIN or sign receipts. It's more than a biometric credit card; it's a paradigm shift in the financial industry, establishing a new benchmark for convenience and payment efficiency.
The biometric data never leaves the card.
The fingerprint reference data captured by the biometric sensor is securely stored in the card's secure chip. It is not an image of the fingerprint but a matrix of 1s and 0s where the details of the fingerprint and the skin are reassembled and can never be used to rebuild a fingerprint image.
It is neither kept on the bank's servers nor sent over the air to a personalisation bureau.
The technology also meets the ISO/IEC 17839-2:2015 standard for on-card biometric comparison.
The rigorous and privacy-friendly enrolment process described below is critical for the success of fingerprint payments.
It is very similar to popular self-enrolment processes available on leading smartphone brands.
Communication about this aspect is certainly key for customers to reassure their users fully.
The Thales Gemalto biometric credit card combines a fingerprint sensor and EMV technology. The biometric data never leave the card.
The biometric payment card experience
Using the card is intuitive, ensuring a more than 95% success rate*, regardless of how the user presents the card to the terminal.
* = minimum requirement defined by international payment schemes (VISA, Mastercard)
The fingerprint biometric sensor is large and well-positioned on the card body for a seamless user experience.
It sounds simple, and it is.
The cardholder will perform biometrics verification with their enrolled finger by holding the card as always before.
A card insertion (contact mode) or tap (contactless mode) on the POS will be sufficient to complete the transaction.
PIN code can be a fallback solution, like ATM cash withdrawals, when the cardholder's fingerprint can't be used.
The new fingerprint sensor is compatible with all other EMV card options, such as contactless, and with the ISO dimensions of the card.
The card's user-friendly design guarantees a success rate exceeding 95%.
Deliver unmatched speed and security with one-touch payment
The biometric payment card transforms the checkout experience.
With a simple touch, transactions are faster; there’s no need to enter a PIN.
A study from Springer Link validates its biometrics payment efficiency, citing that biometric payments can be up to 120% faster than traditional methods.
Biometric card: enrolment is easy
A simple yet rigorous enrolment process is needed to register the user's fingerprint on the card.
The enrolment can be performed at home or at a branch.
- When performed at home, the cardholder's fingerprint reference data is securely installed in the card using a self-enrolment reader (made from recycled plastic) and shipped with the card (see picture on the right)
- The cardholder completes their enrolment in seconds by simply inserting the new biometric payment card in the reader and following the messages appearing on the reader display.
- Activation is completed at the first transaction at the POS.
The enrolment reader is used to guide the user with a personalised menu: the user can enroll, verify or delete his/her fingerprints.