The rapid evolution of financial services is being driven by regulatory changes, digital transformation and the arrival of new fintech players. We help more than 3,000 financial institutions, retailers and other players meet this challenge with multiple payment methods for both digital and physical transactions. We also provide a growing range of software and services for digital banking and payment services. This includes strong identity verification for enrolling new customers, payment data encryption and multiple authentication schemes, including Biometrics, to access digital banking services. Our banking and payment solutions are sold by Gemalto, our digital security business.
Our Trusted Services Hub helps banks and retailers deploy mobile payment services efficiently and securely to as many users as possible, delivering an optimized payment experience, regardless of the device they use. Our customers benefit from our deep knowledge of the banking, mobile and consumer device markets as well as our experience with major schemes such as Apple Pay, Samsung Pay and white label mobile payment services.
The evolution towards digital banking and the extension of banking and payment channels open up new revenue paths and service channels for banks. Thales's solutions help banks take advantage of this digital transformation by ensuring customer trust and regulatory compliance. Our strong authentication and risk management solutions protect digital banking customers from external attacks whatever device they are using and guarantee an ideal balance between a user-friendly, and secure online experience.
Cards and Payments
In the payment card segment we provide financial institutions with EMV contact and contactless cards as well as related card personalization and issuance services such as in-brand instant issuance. Our latest innovations include pioneering payment cards with a fingerprint sensor for biometric authentication and metal cards for high-end users. We also provide a range of solutions for white label schemes allowing local customization of the broad EMV standards as well as contactless ticketing for mass transit.
Services for Banks
We provide services for all stages of the banking customer life-cycle. Our identity verification solutions enable banks to verify new customers’ identities at sign-up. Once enrolled, we issue people physical and digital payment credentials that can be delivered by post, in branch or directly to their mobile. We provide authentication solutions including software tokens and biometrics to sign-in to banking services or confirm transactions as well as data encryption for payments and fund transfers.